How Agri-Access Can Reshape Your Ag Capital Strategy

How well do your loans meet the cash flow needs of your farmers? Is that becoming a struggle?

On one side of the table sits the farmer with a clear growth strategy: expansion. Over the past 25 years, U.S. farms have become fewer in number but more productive. That means more livestock, advanced equipment and additional acres.

Across the table is the ag lender who wants to support that growth. But the reality is that farmers’ cash flow pressures, combined with lenders’ liquidity limits, can result in loan offers that leave farmers without the breathing room to sustain their operations.

Why Traditional Ag Capital Strategies Fall Short

Rising interest rates, tighter liquidity and consolidation into larger operations all make it harder for lenders to provide loans that fully meet the needs of ag producers. That’s where secondary lending solutions from Agri-Access can help.

Expand Your Capital Resources and Your Options

When you partner with Agri-Access, you walk into loan conversations with expanded capital resources that let you say “yes” more often. Just as important, you gain access to flexible products designed around farmers’ cash flow realities.

The result? More competitive lending solutions for your clients, and a stronger portfolio for your organization.
 

A Closer Look Inside the Product Guide

As you explore the possibilities of secondary lending for ag lenders, it helps to know what you’ll have to work with. That’s where our free Product Guide comes in. It provides at-a-glance details on each product, when to use it and how it supports your capital growth strategy.

Here’s a preview:

• Real estate loans – Flexible terms and repayment schedules that better align with farmers’ cash flow needs.
• Scorecard lending – Streamlined applications with fast underwriting decisions up to $5 million.
• Leasing for structures & equipment – No down payment, potential tax advantages and a clear path to ownership.

And that’s just the beginning.

Download the Product Guide: Secondary Lending Solutions to Power Your Growth Strategy to learn how secondary lending can help you build a more resilient lending strategy